Qualica Financial Group

Announcement: May 22, 2006

Qualica Financial Group has joined MCAP Leasing, Canada’s largest independent mortgage and equipment finance company, with more than $30 billion in assets under administration. MCAP has a professional staff of more than 700, located in 17 offices across Canada, serving 130,000 borrowers throughout all provinces. We value our relationship with you and look forward to enhancing it as a member of MCAP. We are able to offer the following products and services exclusively designed for the Canadian market place:

Equipment Financing (Vendor Programs, Commercial & Industrial, Medical, Information Technology, Software and Office Products)
Residential Mortgages
Commercial Mortgages
Construction Loans
Consumer Financing

We value our relationship with you and look forward to enhancing it as a member of MCAP. Our office location, phone and fax numbers remain the same. Please free to contact your representative at 1-877-422-9442 or visit us at www.mcapleasing.com.

Canadian based Qualica, provides equipment lease finance and asset management services to leading equipment vendors and commercial clients in Canada and the United States.

Our team of dedicated professionals will work closely with your organization, taking the time to understand your business and the markets you serve. Our knowledge and expertise allow us to provide flexible financing solutions quickly and effectively. Our asset management services help you keep track of your equipment from the initial acquisition to disposal, saving you valuable time and reducing administration costs.

At Qualica, we are committed to anticipating your needs and providing you with new solutions that will bring value to your organization. We look forward to working with you and exceeding your expectations.

CFLA, ACFL, CFLA & ACFL, and the CFLA&ACFL logo are trade-marks of the Canadian Finance and Leasing Association - Association canadienne de financement et de location. Qualica Financial Group Inc. is a member of the Canadian Finance and Leasing Association - Association canadienne de financement et de location and an authorized user of the trade-marks.